Saturday, December 02, 2006

Ralph Bristol is precisely right about market driven health insurance

If you don't know Ralph Bristol, he's a radio talk show host in Greenville, who I happen to know personally. Unlike a lot of talk show hosts who rant and rave, Ralph approaches issues in a thoughtful way that's very refreshing. Ralph's conservative, and you may not agree with him, but he each day he promotes a dialogue not an argument.

A recent discussion about market driven solutions for health insurance is a great example. I completely agree with Ralph that consumer directed health plans that are 100% portable and independent of employers is the ultimate solution to the health care crisis we face. The solution absolutely is not government provided, universal health care.

The first will promote innovation in health care that will drive cost down and quality up. The second will result in long waits and crummy care.

I also agree with Ralph that getting 100% portability may take an act of Congress. It shouldn’t, but it might. That's a great example of why I'm not a libertarian.

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